The Fatal Flaw

Posted on August 18, 2006

The following is a letter I wrote to the Certified Financial Planners Board of Standards, the College For Financial Planning, and the Financial Planners Association in late 2002. Its message is as relevant today as it was then. Will Hepburn The Fatal Flaw in Most Financial Plans To Whom This May Concern: I believe very strongly that certain standards in the financial planning industry are promoting

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Messages from the Bond Markets

Posted on July 23, 2006

Messages from the Bond Markets The fact that so many people expect interest rates to be on the rise is a contrarian’s delight. When it comes to investments, the biggest crowd is almost always wrong. The brave souls willing to buy their straw hats in winter normally get the best bargains. Listen to news reports, read articles by financial pundits and talk to people you know

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Who May Get Hurt the Most?

Posted on August 10, 2003 by Will Hepburn

Who May Get Hurt the Most? A recent item about interest rates on the news really got to me. The reporter said something to the effect of “. . . and rising interest rates may hurt homeowners.” I can’t tell you how many news articles and statements by experts I disagree with after I really think about them. They often get things exactly backwards. This is

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