| Hepburn Capital Management

Pump and Dump Stock Schemes

Posted on June 13, 2007

When I keep getting lots and lots of spam emails that make the same basic offer, I know one thing’s for sure: A lot of people are falling for it. I don’t see much spam any more telling me that I’ve won the lottery, though I do still get a few that want me to secretly help move a few million from Nigeria into my bank

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Posted in Money Matters Newsletter accounts, actually, apparently, beforehand, birthdays, contains, different, estimates, greatest, identical, innocuous, misdirected, psychology, purchased, realizing, recipient, recognition, recognize, relatively, sentences, something, unsuspecting, virtually, wonderful, worthwhile

Long Term Care

Posted on December 20, 2006

Do We HAVE to discuss this? Long term care, perhaps in a nursing home, is something we all would rather not think about too much. But is that wise? With the average cost of nursing home care approaching $75,000 per year, and round-the-clock home care exceeding that, these costs represent a major risk to many of us. There are two classes of folks who don’t need

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Posted in Money Matters Newsletter affecting, approaching, benefits, categories, comfortable, decision, decisions, discounts, dizzying, exceeding, features, financial, important, insurance, interested, investments, lifestyle, medicare, policies, resources, secondly, shoppers, shopping, something, specialty

Quantum Mechanics and Investing

Posted on December 13, 2006

Quantum Mechanics and Investing Physics was not an easy course for me, and although I got an A (one of very few) I must admit I don’t remember studying quantum mechanics in school. Perhaps it had not yet been discovered – way back then. Quantum mechanics has something to do with really, really small particles – smaller than atoms. Apparently there are some things that are

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Posted in Money Matters Newsletter addition, advisers, although, apparently, attracted, becoming, brokerage, changing, discovered, discussing, happening, investing, investment, investor's, mechanics, observing, particles, phenomenon, potential, presidential, something, surrounding, typically, vulnerable

How Taxes Work

Posted on November 22, 2006

With the recent change of control in Congress, the campaign rhetoric of un-doing the tax cuts enacted the past few days is bother me. People who want this don’t realize that those same tax cuts raised us out of the 2001 recession and have created record numbers of jobs. They also may not understand how the tax system really works, so I thought I’d dust off

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Posted in Money Matters Newsletter anything, anywhere, arrangement, authorities, continued, customers, discovered, everybody, exclaimed, important, instructors, journalists, newsletter, proceeded, recession, reduction, restaurant, something, straightforward, subtracted, suggested, surrounded, unaffected, understand, unfortunately

Covering Your Shorts

Posted on August 1, 2006

Covering Your Shorts The term “covering your shorts” sounds sort of nasty, kind of like something my 16 year old son might come up with, but shorts are just investments that go up as a market goes down. Covering means getting out of a short investment. An investor who thinks the market is high and will be headed lower can borrow certain number of shares

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Posted in Money Matters Newsletter backwards, beginning, brokerage, continues, declining, difference, effectively, finishing, generating, immediately, investment, investments, investor's, motivated, positions, propensity, recognize, regardless, replacement, significant, something, sometimes, telegraph, theoretically, unchanged